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Webb11 jan. 2024 · The credit reports and scores you see on your Credit Karma account come directly from Equifax and TransUnion — two of the three nationwide consumer credit bureaus. Thus, your Credit Karma credit report should be an accurate reflection of your information as reported by those two agencies. Webb10 apr. 2024 · Score: 4.2/5 (34 votes) . While Experian compiles your credit report and determines your credit score, Credit Karma simply shows you credit scores and report information from Equifax and TransUnion.Think of it this way — Credit Karma is like a newspaper that writes about the credit scores other companies give you. Webb9 aug. 2024 · Why dealers don’t care about your online credit score. Ultimately, the next time you’re at a dealership and you happen to flash them your Credit Karma score after they pull your credit, don’t be surprised if they don’t bat an eye at it. The scoring models are different and the score that they pull is more in line with what the actual ... michelle raleigh richmond ky